Built For Small BusinessYourMoney
One workspace for every account, card, and business. Varda monitors, alerts, and answers your questions with verified numbers. Try for free today.
7-day free trialBank connections secured by PlaidSetup in 2 minutes
01RULES FIRST
Varda calculates the facts
Business rules calculate totals, categories, subscriptions, and alerts before AI is involved.
No AI
02YOU ASK
You start the conversation
Ask Varda only runs after you submit a question. The rest of the product works without it.
Your choice
03LIMITED CONTEXT
Only relevant context is shared
Varda sends the summaries, dates, amounts, vendors, categories, and alerts needed to answer.
Not your credentials
04PLAIN ENGLISH
AI explains your records
AI cannot move money, change records, or resolve alerts by itself. Any proposed action needs your confirmation.
Read-only
Bank credentials, Plaid access tokens, and complete account numbers are never sent to our AI provider. OpenAI API data is not used to train models by default.Privacy details·Security details
The financial questions that matter most.
Answered.
Ask in plain English. Get a plain answer — not a dashboard.
1
Question 1
Where is my money?
See all your accounts in one place, updated automatically.
All accounts, one view
Daily balances
No manual work
3 connected accounts
$156,700
Checking · $118.4kSavings · $46.5kCredit card · −$8.2k
Total liquidityincludes $41.8k unused credit line$198,500
Every account, one number — updated this morning.
2
Question 2
What changed?
Varda monitors your business 24/7 and shows what's different since your last review.
Key changes highlighted
Easy to understand
Stay ahead of issues
Money in$168,400
Money out$141,200
Left over this month: +$27,200
Card processor deposit+$38,400
Insurance ran higher than usual+$310
A normal week — two small changes worth knowing about.
3
Question 3
What is my biggest opportunity?
See where you can save the most across your business.
Biggest opportunities first
Clear monthly impact
Recommended next steps
Found this month
Duplicate shipping tools$780/mo
Card fees you can lower$520/mo
Software seat nobody uses$210/mo
≈ $1,510 back every month
About $1,510 a month back — without cutting anything you actually use.
4
Question 4
Who am I paying?
Review your subscriptions and vendors in one place.
Subscription tracking
Vendor spending
Better insights
Payroll$45.2kSysco$39.5kRent$25.4kSoftware$19.8kEverything else$11.3k
NEWMeta Ads started charging in June$1,850/mo
Payroll, Sysco, and rent make up most of it. One new name this month.
5
Question 5
Should I worry about anything?
Varda watches for risks so you can focus on running your business.
Potential issues flagged
Risk level shown
Peace of mind
1,024 checks ran overnight
No duplicate charges
No surprise price hikes
Cash stays above your comfort line
!New vendor charged $4,800 — worth a look
One charge worth a look. Everything else is quiet — I'll keep watching.
And it all comes together
Ask anything. Get verified answers.
Good morning. ✦
What would you like to understand about your business today?
Try one of these — tap to ask Varda
Where did my money go?Why is payroll higher?What changed this month?What subscriptions can I cancel?How much cash do I have?
Verified against your records before shown
Plain-English answersRead-only — Varda can see, never touchNever used to train AI models
One powerful workspace
One workspace.
Complete financial visibility.
Connect your accounts, understand what changed, uncover savings opportunities, and protect your business - all from one place.
Understand
See your cash, accounts, and what's happening.
Cash overview
Money in & out
Connected accounts
Average daily cash
Cash history
Improve
Find opportunities to save and reduce costs.
Cost Opportunities
Subscription tracking
Vendor insights
Price increase alerts
Savings over time
Protect
Catch issues early and keep your business safe.
Duplicate payments
Large transactions
New vendor alerts
Unusual activity
Protection Center
Review
Review performance and stay informed.
Business Brief
Weekly summaries
Spending trends
Historical insights
Export reports
Simple, transparent pricing
Try Varda today.
Simple pricing and peace of mind.
Monitor
$39/month
One business
Full scan included
Weekly brief + fraud alerts
Cancel anytime
Multi-business
$79/month
Up to 5 businesses
Everything in Monitor
Compared across locations
Cancel anytime
Frequently asked questions
How does Varda connect to my accounts?-
Varda connects securely through Plaid - the same technology used by major banks and apps. Access is read-only, so we can never move your money.
Is my data secure?+
Can I track multiple businesses?+
How often is my data updated?+
Can I cancel anytime?+
See your full financial picture today.
Join thousands of business owners who trust Varda.