Your business cash shouldn’t be a mystery.

Varda untangles all your small business accounts for total financial clarity. Built for founders — ask Varda today.

Varda provides financial information and operational insights, not accounting, tax, legal, or investment advice.
By asking Varda, you agree to the Terms of Service and Privacy Policy.

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Command Center

Cash Position

$311,541

↓ 12% vs last month

May 1May 15May 31

Top Changes

Payroll timing-$3,650

Insurance renewal-$1,250

Unpaid invoices (2)-$2,840

What is Varda?

Varda turns messy bank transactions, credit cards, and even multiple businesses into one clear picture of where your cash is coming from, where it’s going, and what it means for your business.

No accounting software required.

Business checking

Chase, BofA, local

Savings & reserve

Any institution

Credit cards

All your cards

Second business

Up to 5 entities

Vardaconnected, categorized, monitored daily

Consolidated cash positionCross-business comparisonPossible duplicate alertsAnswers grounded in connected data

Pattern checks

transactions reviewed for meaningful changes

Read-only

we can see, never touch

Unlimited

questions grounded in your numbers

Watch The Demo

Up and running in minutes. No training required.

app.varda.com

Swipe to explore the full dashboard

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Overview

Ask Varda

Command Center

Money In & Out

Goals

Monitor

Alerts1

Transactions

Vendors

Subscriptions

Insights

People

Protection Center

Settings

Categories14

Settings

VProtecting your businessLast scan: 6d ago •

Search transactions…

ExportSign outAdd Data

varda

Ask. Then see the detail.

01Ask

02Money

03Vendors

04Insights

How It Works

Varda consolidates your transaction data to provide clarity

Each question follows the same controlled path from your records to a plain-English explanation.

Step 1 — Secure connection

01Bank accounts

Checking, savings, and reserve balances update as new data becomes available.

02Credit cards

Card spending appears alongside your connected bank activity.

03Multiple businesses

Up to five entities, kept separate but comparable.

Read-only access. Varda can never move money.

Answers based on data. Period.

01Where is my money?

02What changed?

03What is my biggest opportunity?

04Who am I paying?

05Should I worry about anything?

$311,541 across 2 cash accounts.

Business checking$186,420

Savings & reserve$125,121

Credit cards owed-$3,890

Grounded in your connected records

Illustrative examples show the types of changes Varda can surface. Results depend on your connected data and may require your review.

Small business fraud alerts

31 patterns, checked against every transaction to protect your business.

Varda reviews each business against transaction and vendor patterns calibrated for the size and history of that business.

Baseline rules available for every individual business.

Comparison rules that activate when enough location or account data is available.

Total rule definitions enabled today across seven categories.

Payment irregularities

6 rules

Duplicate paymentsOff-schedule paymentsFirst-time vendorsHigh amount spikesMedium amount spikesRound-dollar payments

ACH & wire activity

3 rules

New wire destinationsNew ACH originatorsUnusual ACH amounts

Check activity

3 rules

Duplicate checksOut-of-sequence checksRound-dollar checks to new payees

Cards & recurring charges

5 rules

Unknown card paymentsNew recurring chargesCard-testing patternsRapid repeat chargesCreeping subscriptions

Spending & operating patterns

6 rules

Spending-velocity changesVendor concentrationOff-hours paymentsWeekend disbursementsPayroll anomaliesDormant vendors becoming active

Vendor & insider patterns

5 rules

Possible payment-channel changesPayments below approval thresholdsShell-like vendorsLook-alike vendor namesSteady payment drains

Multi-location comparisons

3 rules

Category-cost outliersVendor price differencesVendors appearing at only one location

These are indicators, not proof. Varda labels a payment as a possible duplicate or needs review, never as fraud detected. You decide what to do next.

Coming Soon

Works inside the AI tools you already use.

Connect Varda to your favorite AI tools to ask questions about your business, review alerts, and catch up on updates, all backed by your real numbers.

Works with ChatGPT, Claude & Gemini

Answers grounded in connected records

Secure, read-only connection

varda-api · request
// Ask Varda from any tool
POST /v1/ask
{
"question": "Why is money out up 10%?"
}
// Response · grounded in connected data
{
"answer": "Extra payroll run Jun 15 + $4,400 possible duplicate",
"change": 7330,
"verified": true
}

Weekly Business Briefing

Your Monday morning advantage.

Every Monday, Varda emails you a clear briefing of what happened, what changed, and what to watch.

varda

Good morning, Alex

Here’s your business briefing for May 24, 2024.

Money In

$52,832

↑ 9%

Money Out

$44,622

↑ 4%

Cash Change

+$8,210

Positive

What changed this week

Money in increased 9% compared to last week

Office supplies increased 18% ($386)

Compare

Built for owners who need answers, not more reports.

See how Varda differs from traditional accounting software and general-purpose AI tools.

Data privacy by design.

Varda monitors your business without ever holding the keys to your money.

Read-only. Always.

Varda connects through Plaid with read-only access — we can see your data, never move your money.

Encrypted in transit & at rest

Data is protected with TLS in transit and encrypted at rest by our infrastructure providers.

Never used to train AI

Your business data is never used to train AI models, and answers are grounded in the records available to Varda.

Never sold. Never ads.

We don’t sell personal information or use your transaction data for targeted advertising.

We’re early, so we won’t claim certifications we don’t have — see our security roadmap.

Custom solutions

Every business is different. So is your dashboard.

Tracking something unusual, like job costing, multiple locations, or seasonal cash cycles? We’ll build a custom dashboard around how your business actually runs.

Tell us what you need

Pricing

Simple pricing. Built for owners, not accountants.

14-day free trial. Full access. Cancel anytime.

FAQ

Is Varda another accounting tool?

No. Varda provides financial information and operational insights. It does not replace accounting software, a CPA, bookkeeper, attorney, or financial adviser, and it does not make payments or business decisions for you.

Can Varda move or change my money?

How does Varda identify unusual activity?

What can I ask Varda?

Will it work with my AI tools?

Is my data safe?

Still have questions? Connect with our team →