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Built For Small Business Owners

Financial clarity for any small business

Varda connects your accounts, reviews new activity as it arrives, and gives you clear answers grounded in your real numbers.

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Varda provides financial information and operational insights, not accounting, tax, legal, or investment advice.
By asking Varda, you agree to the Terms of Service and Privacy Policy.
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Command Center
Cash Position
$311,541
↓ 12% vs last month
May 1May 15May 31
Top Changes
Payroll timing-$3,650
Insurance renewal-$1,250
Unpaid invoices (2)-$2,840
What is Varda?

Connect every bank, card, and business you run.Varda reconciles and consolidates transactions to provide one financial picture

Business checking
Chase, BofA, local
Savings & reserve
Any institution
Credit cards
All your cards
Second business
Up to 5 entities
VardaBank connections powered by Plaid
Consolidated cash positionCross-business comparisonPossible duplicate alertsAnswers grounded in connected data
Pattern checks
transactions reviewed for meaningful changes
Read-only
we can see, never touch
Unlimited
questions grounded in your numbers
How It Works

Varda consolidates your transaction data to provide clarity

Each question follows the same controlled path from your records to a plain-English explanation.

Step 1 — Secure connection
01Bank accounts
Checking, savings, and reserve balances update as new data becomes available.
02Credit cards
Card spending appears alongside your connected bank activity.
03Multiple businesses
Up to five entities, kept separate but comparable.
Read-only access. Varda can never move money.
The cash headache, reconciled

Varda identifies movement between your checking, savings, and linked card payments to provide a reconciled view of cash based on connected data

Internal transfer
$12,000 moved from savings to checking
Naive money in
+$12,000
→
Business inflow
$0
The cash moved. The business did not earn it.
Card payment
$4,400 appears in the bank and card feeds
Naive money out
$8,800
→
Actual money out
$4,400
One payment is counted once, not twice.
Illustrative examples. Results depend on connected account data and transaction details.
Top Questions

Answers based on data not educated guesses

01Where is my money?
$311,541 across 2 cash accounts.
Business checking$186,420
Savings & reserve$125,121
Credit cards owed-$3,890
Grounded in your connected records
02What changed?
03What is my biggest opportunity?
04Who am I paying?
05Should I worry about anything?
$311,541 across 2 cash accounts.
Business checking$186,420
Savings & reserve$125,121
Credit cards owed-$3,890
Grounded in your connected records

Illustrative examples show the types of changes Varda can surface. Results depend on your connected data and may require your review.

Watch The Demo

Up and running in minutes. No training required.

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varda
Overview
Ask Varda
Command Center
Money In & Out
Goals
Monitor
Alerts1
Transactions
Vendors
Subscriptions
Insights
People
Protection Center
Settings
Categories14
Settings
VProtecting your businessLast scan: 6d ago •
Search transactions…
ExportSign outAdd Data
varda
Ask. Then see the detail.
01Ask
02Money
03Vendors
04Insights
Coming Soon

Works inside the AI tools you already use.

Connect Varda to your favorite AI tools to ask questions about your business, review alerts, and catch up on updates, all backed by your real numbers.

Works with ChatGPT, Claude & Gemini
Answers grounded in connected records
Secure, read-only connection
varda-api · request
// Ask Varda from any tool
POST /v1/ask
{
"question": "Why is money out up 10%?"
}
// Response · grounded in connected data
{
"answer": "Extra payroll run Jun 15 + $4,400 possible duplicate",
"change": 7330,
"verified": true
}
Weekly Business Briefing

Your Monday morning advantage.

Every Monday, Varda emails you a clear briefing of what happened, what changed, and what to watch.

See example briefing
varda
Good morning, Alex
Here’s your business briefing for May 24, 2024.
Money In
$52,832
↑ 9%
Money Out
$44,622
↑ 4%
Cash Change
+$8,210
Positive
What changed this week
Money in increased 9% compared to last week
Office supplies increased 18% ($386)
Compare

Built for owners who need answers, not more reports.

See how Varda differs from traditional accounting software and general-purpose AI tools.

Traditional accounting tools
General-purpose AI
Varda
Built for bookkeeping, reporting, and tax preparation
Built for broad questions, research, and everyday tasks
Built only for business owners
Maintains structured books and a general ledger
Works with the context, files, and connections you provide
Reviews the bank feed itself
Produces detailed financial statements and reports
Generates flexible conversational analysis
Transaction alerts + weekly briefing
Supports multiple entities through dedicated company setups
Can compare businesses when the right context is supplied
Up to 5 businesses side by side
AI capabilities vary by product and plan
Broad reasoning across many topics
Unlimited questions grounded in your records
Trust & Security

Built with data privacy by design.

Varda monitors your business without ever holding the keys to your money.

Read-only. Always.
Varda connects through Plaid with read-only access — we can see your data, never move your money.
Encrypted in transit & at rest
Data is protected with TLS in transit and encrypted at rest by our infrastructure providers.
Never used to train AI
Your business data is never used to train AI models, and answers are grounded in the records available to Varda.
Never sold. Never ads.
We don’t sell personal information or use your transaction data for targeted advertising.
We’re early, so we won’t claim certifications we don’t have — see our security roadmap.
Custom solutions

Every business is different. So is your dashboard.

Tracking something unusual, like job costing, multiple locations, or seasonal cash cycles? We’ll build a custom dashboard around how your business actually runs.

Tell us what you need
Pricing

Simple pricing. Built for owners, not accountants.

14-day free trial. Full access. Cancel anytime.

Most popular
Solo
One business, all your accounts.
$29/mo
Unlimited accounts & cards
Ongoing transaction monitoring
Unlimited Ask Varda questions
Weekly business briefing
Vendor & subscription tracking
Start 14-day free trial
Multi-business
Up to 5 businesses, compared side by side.
$49/mo
Everything in Solo
Up to 5 businesses
Cross-business comparison
Protection center
Priority support
Start 14-day free trial
Every plan includes unlimited Ask Varda questions, transaction alerts, and the Monday briefing.
No long-term contracts. Cancel in one click.

FAQ

Is Varda another accounting tool?
No. Varda provides financial information and operational insights. It does not replace accounting software, a CPA, bookkeeper, attorney, or financial adviser, and it does not make payments or business decisions for you.
Can Varda move or change my money?
How does Varda identify unusual activity?
What can I ask Varda?
Does it work with my AI tools?
Is my data safe?
Still have questions? Connect with our team →