THE VARDA BLOG

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Actionable guides and real-world insights to help business owners understand changes, spot risks, and protect what they've built.

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Small Business Finance
Small Business Finance

What SoFi's 2026 Small Business Survey Really Says (And What to Do About It)

SoFi's State of Small Business 2026 survey found that 55% of owners have under three months of cash and 42% are prioritizing cost cuts. Here is our read on the data and the moves it points to.

5 min readJul 25, 2026
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Fraud Prevention
Fraud Prevention

The 12-Month Problem: Why Small-Business Fraud Runs So Long Before Anyone Notices — and What to Do About It

What the ACFE data says about small-business fraud, why it often runs for a year, and the practical monitoring habits that shorten the detection window.

7 min readJul 15, 2026
Scams & Schemes
Scams & Schemes

The $2.8 Billion Email: How Business Email Compromise Actually Works, and the Four-Minute Habit That Stops It

How business email compromise redirects legitimate payments—and the simple callback policy that can stop most attacks before money leaves.

8 min readJul 14, 2026
Cost Management
Cost Management

The Subscription Creep: Why the Average Business Wastes Six Figures on Software It Isn't Using — and How to Find Yours

Why recurring software costs quietly accumulate, the warning signs to look for, and a 30-minute review that can uncover meaningful savings.

9 min readJul 13, 2026